Our Services
Purchase Life Insurance
* Life Insurance
* Term Insurance
* Whole Life Insurance
* Debt Protection
* Long-Term Care
* Retirement
* Disability Insurance
* Final Expense
Join Our Team.
Purchase Life Insurance
Life insurance in Sarasota, Florida provides financial protection for your loved ones in the event of your passing. It ensures that your family or beneficiaries will receive a lump sum or regular payments to help cover expenses such as funeral costs, outstanding debts, mortgage payments, or daily living expenses. Life insurance can provide peace of mind knowing that your loved ones will be taken care of financially, even if you are no longer there to provide for them.
Purchase Health Insurance
Blue Wave Financial understands that navigating the changing health insurance environment can be a challenge. We offer an expansive portfolio ACA plans as well as private health insurance carriers that are 30-50% cheaper than most Market Place plans. Through the utilization of our many carriers, these savings can manifest for the individual client all the way to groups of 500+ employees.
Get Approved for Health Insurance Coverage in Sarasota Florida. The standard plans you might find on the health insurance marketplace are great basic plans. Unfortunately, these are often not the best plans for people with pre-existing conditions, who might be denied coverage or charged exorbitant amounts for only the essentials.
Alternative plans are designed for people with chronic health conditions. We will help you find and purchase coverage even if you have high blood pressure, sleep apnea, or diabetes.
Get Approved for Health Insurance Coverage in Sarasota Florida. The standard plans you might find on the health insurance marketplace are great basic plans. Unfortunately, these are often not the best plans for people with pre-existing conditions, who might be denied coverage or charged exorbitant amounts for only the essentials.
Alternative plans are designed for people with chronic health conditions. We will help you find and purchase coverage even if you have high blood pressure, sleep apnea, or diabetes.
Employee Benefits
Keeping your staff healthy is more important than ever. With the fast pace and stress of modern life, focusing on preventative care is essential. That’s why we offer the Live Life Healthy plan – to provide the most comprehensive suite of modern health care tools available to keep your employees happy, healthy, and productive. Our plan offers a world-class combination of telemedicine, screening, testing, coaching, and much more, all in a convenient, user friendly, pre-tax package at Zero Net Cost, resulting in increased pay for the employee and higher profitability for the company.
PLAN DETAILS & INFORMATION
- LLH Healthcare provides supplemental Preventative Health Plans designed to help maintain a healthy, productive work force.
- Plan premiums are paid pre-tax, which reduces the FICA contribution for the employee, which in turn reduces the FICA contribution for the employer.
- Open enrollment at any time of the year.
- Compatible with existing medical plans, allowing for seamless integration.
- Net Zero cost to the employee.
- Substantial tax savings for the employer.
- All legal due diligence provided at our expense.
- We cover all costs to integrate with your software, payroll system, on-boarding, implementation, etc.
- On-boarding takes from 4-8 weeks, and savings for employers begin immediately after enrollment.
The Supplemental Preventative Health and Management Plans that we offer do Marketplace or change any existing insurance plans. Instead, it complements and enriches your current medical and other coverage. This program has NO NET COST for either the employee or the employer.
PLAN DETAILS & INFORMATION
- LLH Healthcare provides supplemental Preventative Health Plans designed to help maintain a healthy, productive work force.
- Plan premiums are paid pre-tax, which reduces the FICA contribution for the employee, which in turn reduces the FICA contribution for the employer.
- Open enrollment at any time of the year.
- Compatible with existing medical plans, allowing for seamless integration.
- Net Zero cost to the employee.
- Substantial tax savings for the employer.
- All legal due diligence provided at our expense.
- We cover all costs to integrate with your software, payroll system, on-boarding, implementation, etc.
- On-boarding takes from 4-8 weeks, and savings for employers begin immediately after enrollment.
The Supplemental Preventative Health and Management Plans that we offer do Marketplace or change any existing insurance plans. Instead, it complements and enriches your current medical and other coverage. This program has NO NET COST for either the employee or the employer.